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iPMI Market Interviews

Interviews

iPMI Global Speaks with Chris Carter, CEO, ExpatInsure

The International Private Medical Insurance (IPMI) sector has long been defined by legacy giants, complex policy jargon and traditional corporate packages. As the modern expat demographic shifts towards digital nomads, independent professionals and micro-multinationals, the industry is being forced to rethink.  In this exclusive iPMI Global Interview, we sit down with Chris Carter, CEO of ExpatInsure, to discuss the company's growth, how it is using technology to strip the complexity out of buying cover, and why the model of the bloated...

18-06-2026 iPMI Global

Interviews

iPMI Global Speaks with Gitte Bach, CEO, New Frontier Group

iPMI Global, the leading business intelligence platform for the international private medical insurance (IPMI) and global assistance sectors, has officially released its latest executive round table report, titled "The Algorithmic Gatekeeper: AI and the Future of IPMI." Featuring crucial insights from New Frontier Group CEO Gitte Bach, “The Algorithmic Gatekeeper” maps the transition from manual administration to intelligent clinical navigation. A primary focal point of the round table is the critical necessity for "explainability" and human accountability as artificial intelligence begins to...

22-05-2026 iPMI Global

iPMI Market Providers

Passenger Growth Accelerates to 8% in April 2025

Data from IATA for April 2025 global passenger demand shows the following highlights:

  • Total demand, measured in revenue passenger kilometers (RPK), was up 8.0% compared to April 2024. Total capacity, measured in available seat kilometers (ASK), was up 6.5% year-on-year. The April load factor was 83.6% (+1.1 ppt compared to April 2024).
  • International demand rose 10.8% compared to April 2024. Capacity was up 8.5% year-on-year, and the load factor was 84.1% (+1.7 ppt compared to April 2024), the highest ever for April.
  • Domestic demand increased 3.3% compared to April 2024. Capacity was up 3.1% year-on-year. The load factor was 82.7% (+0.1 ppt compared to April 2024).

“April was a positive month for travel. Growth strengthened, especially for international demand which saw record load factors for the month. The return of the transatlantic market to growth is particularly encouraging. But there are some signs of fragility of consumer and business confidence with continued weakness in the US domestic market and a sharp fall in North American premium class travel,” said Willie Walsh, IATA’s Director General.

“As we gather in New Delhi, India for the 81st IATA Annual General Meeting and World Air Transport Summit, it is notable that Indian domestic growth is running at over 10%. The development of India’s air connectivity in recent years has been nothing short of phenomenal, making this year’s gathering a timely and powerful reminder for all on how aviation connectivity drives growth and development,” said Walsh.

Air Passenger Market in Detail

April 2025 (% year-on-year) World Share​1 RPK ASK PLF(%-PT)​2 PLF(Level)​3
Total Market
100%
8.0%
6.5%
1.1%
83.6%
Africa
2.2%
14.2%
10.3%
2.6%
76.3%
Asia Pacific
33.5%
10.6%
7.9%
2.0%
84.4%
Europe
26.7%
8.3%
6.6%
1.3%
85.1%
Latin America
5.3%
10.9%
10.1%
0.6%
82.3%
Middle East
9.4%
11.3%
6.7%
3.4%
82.9%
North America
22.9%
1.6%
3.2%
-1.3%
81.9%

1) % of industry RPK in 2024    2) Year-on-year change in load factor    3) Load Factor Level

Regional Breakdown - International Passenger Markets

International RPK growth accelerated to 10.8% in April year-on-year, with growth in all regions and load factors increasing everywhere except a slight fall in Latin America. Africa resumed growth after two months of declines, and North American international RPK grew (+5.4%), but suffered a 26% fall in First and Business class travel.

Asia-Pacific airlines achieved a 14.4% year-on-year increase in demand. Capacity increased 12.7% year-on-year and the load factor was 85.3% (+1.3 ppt compared to April 2024).

European carriers had a 9.4% year-on-year increase in demand. Capacity increased 7.7% year-on-year, and the load factor was 84.5% (+1.3 ppt compared to April 2024).

Middle Eastern carriers saw an 11.2% year-on-year increase in demand. Capacity increased 6.6% year-on-year and the load factor was 83.1% (+3.4 ppt compared to April 2024).

North American carriers saw a 5.4% year-on-year increase in demand. Capacity increased 2.6% year-on-year, and the load factor was 83.4% (+2.2 ppt compared to April 2024).

Latin American airlines saw a 13.9% year-on-year increase in demand. Capacity climbed 14.6% year-on-year. The load factor was 83.2% (-0.6 ppt compared to April 2024).

African airlines saw a 13.6% year-on-year increase in demand. Capacity was up 8.9% year-on-year. The load factor was 76.3% (+3.1 ppt compared to April 2024).

Domestic Passenger Markets

Domestic RPK rose 3.3% over April 2024 and load factor increased just 0.1ppt to 82.7% on the back of 3.1% capacity expansion. Domestic US traffic was the only market to contract (-0.5%) for a third straight month of decline, while India and Brazil expanded at a double-digit pace. India’s capacity expansion was even faster, leading to a slight fall in load factor, but its PLF is still the highest of the major domestic markets.

April 2025 (% year-on-year) World Share​1 RPK ASK PLF(%-PT)​2 PLF(LEVEL)​3
Domestic
38.2%
3.3%
3.1%
0.1%
82.7%
Domestic Australia
0.8%
2.4%
-2.2%
3.7%
81.5%
Domestic Brazil
1.1%
13.5%
7.7%
4.2%
81.1%
Domestic China P.R.
11.3%
7.0%
3.7%
2.6%
83.9%
Domestic India
1.6%
10.1%
11.3%
-0.9%
85.7%
Domestic Japan
1.0%
7.3%
2.3%
3.4%
73.6%
Domestic US
14.4%
-0.5%
3.4%
-3.1%
80.6%

1) % of industry RPK in 2024    2) year-on-year change in load factor    3) Load Factor Level 

Note: the six domestic passenger markets for which broken-down data are available account for approximately 30.2% of global total RPKs and 79.1% of total domestic RPKs.

> View the April 2025 Air Passenger Market Analysis (pdf)

iPMI Global Network Directory

iPMI Global Launches July 2026 Global Provider Network Directory to Streamline B2B Sourcing and Glob…

14-07-2026 Network Directory iPMI Global

iPMI Global, the preeminent business intelligence resource for the international medical insurance sector, today announced the official release of the July 2026 edition of its Global Provider Network Directory. This directory serves as a mission-critical infrastructure tool for senior executives navigating the increasingly complex landscape of global B2B healthcare sourcing. Engineered to function as the definitive online B2B buyer’s guide, the directory eliminates the friction inherent in international partnership identification, providing a standardized, high-impact framework for insurers, hospitals, assistance companies, and third-party administrators (TPAs).

iPMI Global Unveils June 2026 Provider Network Directory: The Authoritative B2B Guide for Internatio…

19-06-2026 Network Directory iPMI Global

iPMI Global, the leading provider of business intelligence for the International Private Medical Insurance (iPMI) sector, today announced the launch of the June 2026 edition of its Global Provider Network Directory. Serving as the definitive online B2B buyer’s guide, this resource is engineered to streamline the identification of global partnerships for insurers, hospitals, assistance companies, and third-party administrators. In an industry where "right place, right time" care delivery is critical, iPMI Global provides a high-impact solution for industry payers looking to expand their service capabilities. The directory centralizes comprehensive company intelligence, offering a single, authoritative platform for executives to navigate the complex international healthcare ecosystem and secure seamless global reach. Discover the June 2026 iPMI Global Provider Network Directory—the definitive B2B buyer's guide for international healthcare sourcing, partnership identification, and market intelligence.

Welcome To iPMI Global

iPMI Global is the leading business intelligence provider for international private medical and expatriate healthcare insurance markets worldwide. Due to the nomadic nature of the international private medical insurance (iPMI) market, iPMI Global is an internet based business intelligence  service for worldwide insurance and medical assistance professionals, who need to understand the impacts of insurance and healthcare policy, regulatory, and legislative developments.

For the past 15 years senior level business executives, in over 120 countries, rely on iPMI Global to stay 1 step ahead of the risk and on the inside track of international private medical insurance.

Covering business travellers, high net worth individuals, expatriate and leisure travel markets, iPMI Global is the only international news source covering the most exciting sector of international health insurance: international private medical insurance.

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