In the hazardous offshore energy and shipping industries, Duty of Care represents a vital operational framework designed to protect workers from extreme environments and isolation. This iPMI Global Insights Briefing highlights how International Private Medical Insurance (IPMI) serves as a foundational pillar, offering essential services like medical evacuations, mental health support, and crisis management in volatile regions.

Legal standards, such as the Maritime Labour Convention, mandate that employers provide comprehensive financial security and healthcare access comparable to shore-side standards. To meet these obligations efficiently, the sector is increasingly adopting telemedicine and wearable technology to monitor health in real-time and reduce the need for costly emergency transports.

In 2026, UK iPMI brokers are shifting from simple sales agents to strategic risk consultants to combat rising medical inflation. To keep coverage affordable, these professionals are moving away from comprehensive plans toward modular benefit structures that prioritize life-saving care over lifestyle perks. They are also implementing digital gatekeeping through virtual doctor consultations to lower the frequency of expensive specialist visits. Brokers now utilize real-time data analytics to intervene with preventative health programs before claims costs spiral out of control. For smaller businesses, consultants are forming risk-sharing groups to increase bargaining power against insurers. Ultimately, success in this volatile market depends on a broker's ability to engineer sustainable policies rather than simply hunting for the lowest price.

The UK market for international private medical insurance (IPMI) is undergoing a significant transformation as it shifts from an elite luxury to a strategic healthcare necessity. Protracted delays within the National Health Service are driving wealthy individuals and businesses to seek global coverage that guarantees faster access to specialized care abroad.

The European International Private Medical Insurance (IPMI) market is currently undergoing a significant transition from traditional business models to tech-driven, consumer-centric solutions. While the industry is expanding due to the rise of digital nomads and the increasing limitations of public healthcare systems, providers must simultaneously navigate the challenges of medical inflation.

In this iPMI Global Insights article, we take a look at the 2026 HUB Private Client Outlook. The outlook examines a significant shift in how wealthy individuals manage their personal and financial vulnerabilities. Faced with a volatile insurance market and rising digital threats, high-net-worth families are moving away from passive coverage in favour of proactive risk mitigation and physical resilience measures.

The Big Picture: A Major Health Insurer's Misconduct

Bupa, Australia's second-largest private health insurer, has been ordered by the Federal Court to pay a A$35 million fine. This significant penalty was imposed because the company misled thousands of its customers about their insurance benefits over a five-year period. Bupa incorrectly denied claims and caused considerable harm to members who believed they were not covered for necessary medical treatments.

Introduction: Defining the Expatriate Healthcare Imperative

For expatriates undertaking international assignments, access to reliable, high-quality healthcare is not a peripheral benefit but a foundational requirement for success. It is a critical factor that directly influences personal well-being, family security, and the overall viability of a professional relocation. Without confidence in the available medical infrastructure, both the employee and their employer face significant operational and personal risks.

The iPMI Global Provider Network Directory is the essential online guide for international private medical insurance (iPMI), health, and travel insurance markets. Published by iPMI Global, the network serves as a vital resource for industry payers and providers seeking to expand their reach. It is designed to help executives and companies identify, select, and source appropriate global partners. The iPMI Global Network facilitates crucial partnerships, providing the business intelligence necessary to connect with relevant global players and enhance worldwide coverage and capabilities.

In this iPMI Global Insights article we read and analyse the Global Medical Trends Survey by WTW, offering a perspective on projected healthcare cost increases through 2026. The survey forecasts that double-digit global medical increases will persist, with a projected global average increase of 10.3% in 2026, driven significantly by regions like Asia Pacific and Latin America.

In this iPMI Global Insights article we read and analyse the Aon 2026 Global Medical Trend Rates Report, which surveys over a hundred Aon locations to predict the annual percentage increase in the cost of healthcare services. The report highlights that the global average medical trend rate is expected to be 9.8% in 2026, marking a slight decline from the previous year, yet persistent high costs are attributed to factors like utilization rates, new technology adoption, and aging populations.